Money

Poker bankroll management: enough money to survive variance

A bankroll is money set aside for poker only. Its size sets the stake you can play without a losing streak ending your game. The rules below are not about caution but arithmetic: without a reserve even a winning player goes broke.

  • twenty buy-ins and upcash
  • fifty and uptournaments
  • a hundred and upspins
  • $0.01/$0.02lowest GGPoker table

A bankroll is a separate sum for play, unrelated to living expenses. Reserve guidelines: at least twenty buy-ins for cash, fifty for tournaments, a hundred for spins and other high-variance formats. Move down a stake as soon as the reserve falls below the threshold; move up when it exceeds the next stake's threshold with room to spare.

What a bankroll is and is not

Not "what sits on the room balance" but the sum you consciously allocated to poker and can lose entirely without consequences. Salary, savings and credit are not a bankroll. A deposit is a way of moving part of the bankroll onto the account, not the bankroll itself.

How much per stake

Buy-in reserves by format
FormatReserveExample at the lowest GGPoker table
Cash, Rush & Cashtwenty buy-ins and up$0.01/$0.02, buy-in $1 - twenty dollars
All-In or Foldthirty and up: higher variance$0.05/$0.10 - a few dozen dollars
Tournamentsfifty and upGGMasters at $25 - well over a thousand dollars
Spin & Gold, Flip & Goa hundred and upspins at $0.25 - twenty-five dollars

These are guidelines for a player who breaks even or wins over the long run. For a losing player a bankroll only stretches the loss, so the first question is not "how much" but "am I winning", answered by stats over thousands of hands.

Moving up and down

Move up when the bankroll covers the next stake with a margin and results at the current one are positive over a long sample. Move down the moment the reserve drops below the threshold - no "one more session". That single rule separates a player with a bankroll from a player with money on an account; tilt after a loss is its main enemy, and client limits are the best workaround.

Ocean Rewards screen in the GGPoker client: loyalty point progress
Rakeback is part of the bankroll maths: over time it returns a noticeable share of rake.

Technical limits

The client profile lets you cap deposits per period, time at the tables and self-exclude. They work against impulse: today you decide the monthly cap, and tomorrow the client will not let you exceed it. Responsible play: Responsible gaming.

Rakeback as part of the bankroll

At micro stakes rake eats a real share of winnings, and getting part of it back is money to count. Ocean Rewards returns 16% at the start and up to 80% at the top; a micro-stakes regular reaches Crab at 30%. Your own rate: GGPoker rakeback.

A bankroll starts at the lowest stake

Open a GGPoker account: tables from $0.01/$0.02 let you build a proper buy-in reserve from a small sum.

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